PASCA: Penelitian Terdahulu: Financial Literacy

Volpe, Ronald P., Haiyang Chen, Sheen Liu (2006). An Analysis of the Importance of Personal Finance Topics and the Level of Knowledge Possessed by Working Adults. Financial Services Review 15: Academy of Financial Services . This study attempts to identify the important questions in personal financial literacy and the deficiencies in employees’ knowledge in those areas. Surveying benefit administrators at 212 U.S. companies, we found that the participants rate retirement planning and personal finance basics as two important topics where there are deficiencies in employees’ knowledge. We also observed deficiencies in other areas such as investments and estate planning. In contrast, employees are relatively well informed about company benefits. The results suggest that educational programs should focus on improving employees’ knowledge in areas where deficiencies exist. © 2006 Academy of Financial Services. All rights reserved. http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.392.598&rep=rep1&type=pdf